Ugh, I have to stop doing this. Every payday I think “Fantastic, I can go buy some new shoes”, spend a large portion of my wage and go on a few nights out until it gets past the halfway point in the month. That’s when I realise that I should have budgeted for the month and begin my money-saving crusade. Until I get paid when I then think I’m rich and splash out all over again.
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It’s an unstoppable cycle – I can’t prevent myself spending, no matter how much willpower I summon, I just can’t do it. I even held my purse to the heavens and shouted ‘By the power of Greyskull’ (true story), but alas no luck.
This month was even worse. I bought shoes AND a new laptop, so guess what? I’m broke! Can’t even get my normal food shop in. Oh Tremaine, you are a fool. It’s happened before and I had to resort to asking my parents like a spoilt brat.
But this month will be different; I’ve made a conscious decision to give myself a bit of a booster and look into payday loans. They seem safer than getting out a credit card and I know I can pay them off right away.
Plus, now I get to force myself to do some budgeting – first thing: NO SHOES. Second thing: sell my old laptop. Third thing: do more work. It’s all well and good being a freelancer but it’s very much a get-paid-for-what-you-do deal, so if I’m being lazy, I get less than when I’m actually being pro-active. Makes sense I guess.
So next month, after I’ve paid back my loan, I’m going to create some sort of positive-reinforcement device to convince me that I don’t need shoes. In fact, my next blog post is going to be an exploration into how I could actually achieve this… diagrams and all. Bet you can’t wait!
(forewarning – I have a poor grasp of science)
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